Gold and silver prices in India continue to show fluctuations this week. If you’re planning to buy gold or silver today, it’s crucial to know the latest rates. As per today’s sarafa market update, gold has crossed ₹1 lakh, and silver is trending at ₹1.16 lakh per kilogram.

Let’s look at the detailed Gold Rate Today and Silver Price Today in key cities across India.

Today’s Gold Prices in India – July 20, 2025

As per latest updates from major bullion markets:

• 22 Carat Gold Price Today: ₹91,850 per 10 grams

• 24 Carat Gold Price Today: ₹1,00,190 per 10 grams

• 18 Carat Gold Price Today: ₹75,150 per 10 grams

City-Wise 18 Carat Gold Rate (10 grams)

• Delhi: ₹75,150

• Mumbai and Kolkata: ₹75,030

• Indore and Bhopal: ₹75,070

• Chennai: ₹75,550

City-Wise 22 Carat Gold Rate (10 grams)

• Bhopal and Indore: ₹91,750

• Delhi, Jaipur, Lucknow: ₹91,850

• Mumbai, Kolkata, Hyderabad, Kerala: ₹91,700

City-Wise 24 Carat Gold Rate (10 grams)

• Bhopal and Indore: ₹1,00,190

• Delhi, Jaipur, Lucknow, Chandigarh: ₹1,00,040

• Mumbai, Hyderabad, Kerala, Bengaluru: ₹1,00,090

• Chennai: ₹1,00,040

Silver Prices Today – July 20, 2025

The silver rate in India today continues to trend high, with 1 kg of silver priced at:

• Delhi, Jaipur, Mumbai, Kolkata, Ahmedabad, Lucknow: ₹1,16,000

• Chennai, Hyderabad, Kerala, Madurai: ₹1,26,000

• Indore and Bhopal: ₹1,16,000

How to Check Gold Purity Before Buying

If you are buying gold jewelry or coins, check the purity first. Gold purity is certified by BIS Hallmark – issued by the Indian Standards Organization (ISO).

Gold Purity Chart:

• 24 Carat Gold: 99.9% pure – marked as 999

• 23 Carat Gold: 95.8% pure – marked as 958

• 22 Carat Gold: 91.6% pure – marked as 916

• 21 Carat Gold: 87.5% pure – marked as 875

• 18 Carat Gold: 75.0% pure – marked as 750

What Makes 24 Carat Gold Different?

• 24 Carat Gold is the purest form of gold with no mixing of other metals.

• It is generally used for making coins and bars, not jewelry.

• Jewelry is usually made in 18, 20, or 22 Carat gold, as it needs durability.

• 22 Carat gold is 91.6% pure and mixed with metals like copper and zinc for strength.

Tips Before Buying Gold and Silver

1. Always check for BIS hallmark on jewelry.

2. Cross-check rates on multiple platforms or from trusted jewellers.

3. Understand purity levels and pricing before making big purchases.

4. Ensure the jeweller provides a bill with purity and weight details.

5. Inquire about making charges and exchange or buyback policies.

As of July 20, 2025, gold prices have hit a new high with 24-carat gold crossing ₹1 lakh per 10 grams. Silver is also soaring, with ₹1.16 lakh per kilogram being the standard rate in most Indian cities.

Whether you’re investing or shopping for festive occasions, check today’s updated Gold Price in India and Silver Rate in India before stepping into the market.